Category Archives: Retirement

Podcast116: What Is Entrepreneur Relief & Is It Any Use To Me??

Welcome back to Ireland's award winning & independent financial planning blog & podcast, where we are on a mission to share ideas and information that hopefully helps you make decisions that delivers long term results for you. Thanks for the lovely reaction to last weeks' episode, I certainly enjoyed sharing the story! This weeks' topic...
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Blog89: Procrastinate Later…..

'I'm not a procrastinator, I just prefer doing everything in a dead-line induced panic!'......Honest words shared with me by an acquaintance recently. And to be fair it totally struck a chord with me, as a former repeat procrastinator it sounded so accurate a description of the logic a procrastinator uses to rationalise their behaviour (or...
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Podcast109: The Real Impact Of Budget 2019 (Budgety McBudget-Face)

In 2016 The Natural Environment Research Council in the UK invited the public to name their latest scientific research vessel, which was costing £200m. This vessel was going to be doing (and currently is doing) really insightful and exploratory work, making new discoveries and so on. Really important, noble and global research for the good...
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Blog75: Should I Own Bonds Now?

For decades Bonds have been touted as the elixir to an investors' nervous tendencies when investments hit volatility. If you look hard enough it will become clear that the only rationale for having Bonds in your investment portfolio is to help you cope when the market tanks again. Whether it is an existing pension fund...
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Podcast #61: The Emma Kennedy Interview (Mortgages. Kids & Money. Pension Reforms!!)

Welcome to our 61st edition of the informed Decisions Financial Planning Blog & Podcast. Did we mention we were recently voted Ireland's best?? Yes, we are Ireland's #1 Finance Blog & Podcast...! To celebrate our 61st Podcast episode we are joined by the one and only Emma Kennedy, journalist & up to recently Editor of Money...
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Podcast #57: Rebalancing Your Investments…..What is It & Is It Worth Doing??

This week we take on a subject which, while not that earth-movingly exciting, has gained in popularity over recent years in the investment industry, and that subject is rebalancing. Rebalancing, in the simplest and most honest terms can be described as taking money out of your 'winners' and putting it into your 'losers'! Please bear with...
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Podcast #45: Investing in Exchange Traded Funds (ETFs)…The Facts

Hey, and welcome to another episode of Informed Decisions Financial Planning podcast here in Ireland. If you have ever asked yourself: What are ETFs?...... How Do I invest in ETFs?....... How Do ETFs actually work?..... Are ETFs Risky?..................Then this episode will hopefully give you some useful information. This time around we are taking a look under the bonnet of Exchange Traded...
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Podcast #41: Interview with Stephen Browne – CashFlow Forecasting Tools

Welcome to Episode #41 of the Informed Decisions Financial Planning Podcast, still the only dedicated Podcast of it's type here in Ireland! In this episode Paddy speaks with Stephen Browne, who is owner and distributor of Voyant here in Ireland. There are several providers of this type of software for Financial Advisors and Planners, such as...
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Blog #14- When Can I Retire…..?

Hey, It's one of those questions that many of us often consider, we possibly even have a quick look online for information, and then it fades out of mind and may be revisited in a few years! As a result we can miss out on forming a clear plan around what age we actually want to keep...
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Podcast #5: An Easy & Pleasant Intro to Pensions!

Hi All, Colm McCarthy (our esteemed Irish Economist) recently said "retirees don't eat equities and bonds for their breakfast, they eat rashers and eggs and bread and stuff".......meaning we need cash to survive and feed ourselves in retirement, not funds and technical products. Paddy & John discuss why this matters and how we can begin to consider...
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