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Why Indexing Still Wins for Long-Term Investors and Pension Holders

March 24, 2025

Paddy Delaney

Back in 2020, I wrote a piece outlining the uncomfortable truth that active fund managers find it hard to wrestle with....that most of them consistently fail to outperform 'the market'.

Fast forward to 2025, and guess what? Nothing appears to have changed.

In this podcast, I'll share the following:

  • Why low-cost index funds continue to outperform the majority of actively managed funds
  • The latest 2024 hardcore data that confirms the long-term underperformance of most active managers
  • Why much spoken-about market concentration isn’t a reason to abandon passive investing
  • Common arguments against indexing, and why they don’t stack up
  • How this applies to you if you're approaching retirement and looking for a smart, stress-free investment approach

If you're a successful professional in your 50s, maybe eyeing the exit door at your company, or looking for an exit from your business, you're now facing a different kind of pressure: how to make sure your hard-earned wealth works for you over the (hopefully) several decades of your retirement!

You’re not alone, and the good news is, the data keeps making the case for a simpler, smarter approach.

Let’s dive off the top ropes and explore shall we!?

Oh, as a 'big treat' I took my lads to a WWE event in Belfast at the weekend - it was such an over-the-top show that it's imprinted on my brain, so you'll have to pardon the many wrestling references here :)

I hope it helps.

Disclaimer

The content of this site including blogs and podcasts is for information purposes only. Everybody’s financial situation is different and the content we share on our site and through podcasts may not be applicable to you. 

The articles, blogs and podcasts are not investment advice. They do not take account of your individual circumstances, including your knowledge and experience and attitude to risk. Informed Decisions can’t be held responsible for the consequences if you pursue a course of action based on the information we share

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