share

informed decisions blog

Why Indexing Still Wins for Long-Term Investors and Pension Holders

March 24, 2025

Paddy Delaney

Back in 2020, I wrote a piece outlining the uncomfortable truth that active fund managers find it hard to wrestle with....that most of them consistently fail to outperform 'the market'.

Fast forward to 2025, and guess what? Nothing appears to have changed.

In this podcast, I'll share the following:

  • Why low-cost index funds continue to outperform the majority of actively managed funds
  • The latest 2024 hardcore data that confirms the long-term underperformance of most active managers
  • Why much spoken-about market concentration isn’t a reason to abandon passive investing
  • Common arguments against indexing, and why they don’t stack up
  • How this applies to you if you're approaching retirement and looking for a smart, stress-free investment approach

If you're a successful professional in your 50s, maybe eyeing the exit door at your company, or looking for an exit from your business, you're now facing a different kind of pressure: how to make sure your hard-earned wealth works for you over the (hopefully) several decades of your retirement!

You’re not alone, and the good news is, the data keeps making the case for a simpler, smarter approach.

Let’s dive off the top ropes and explore shall we!?

Oh, as a 'big treat' I took my lads to a WWE event in Belfast at the weekend - it was such an over-the-top show that it's imprinted on my brain, so you'll have to pardon the many wrestling references here :)

I hope it helps.

Disclaimer

The content of this site including blogs and podcasts is for information purposes only. Everybody’s financial situation is different and the content we share on our site and through podcasts may not be applicable to you. 

The articles, blogs and podcasts are not investment advice. They do not take account of your individual circumstances, including your knowledge and experience and attitude to risk. Informed Decisions can’t be held responsible for the consequences if you pursue a course of action based on the information we share

You may also like...

72% One Country: Is Your Irish Pension Actually Diversified?
August 17, 2026

72% One Country: Is Your Irish Pension Actually Diversified?

find out more
Market Concentration and Irish Pensions: Is Your Global Fund Actually Diversified?
August 17, 2026

Market Concentration and Irish Pensions: Is Your Global Fund Actually Diversified?

find out more
Should You Take Your Pension Lump Sum at 60? A Worked Irish Case Study
August 10, 2026

Should You Take Your Pension Lump Sum at 60? A Worked Irish Case Study

find out more

Not sure if your pension will be enough?

Informed Decisions are one of Ireland's only remaining independent financial advice firms. Our free retirement calculator models your income, tax, and lifestyle goals — in 10 minutes.

Irish Tax Modelling • All Income Sources • Personalised Results

Find out where you stand today...

Try the Calculator