There is a pitch doing the rounds in Irish advice circles at the moment: private markets have finally been democratised, and private credit and private equity are now open to anyone with a decent pension pot. This episode looks at what is actually being sold, and at the one feature that matters more than anything else in the brochure — because liquidity here is offered, not guaranteed.

What you'll learn:

• What an evergreen or semi-liquid fund actually is, and why a redemption window is nothing like selling a share

• Why the value on your statement can lag what is really happening in the underlying businesses by months

• What a zombie fund is, and why roughly 48% of the institutional investors surveyed by Coller Capital already hold one

• Why illiquid assets collide badly with ARF drawdown, where Revenue requires you to draw at least 4% a year from age 61

• The four questions to ask before you sign anything — and what a vague answer actually tells you

None of this means private markets are wicked, or that nobody should ever own them. It means a bit of healthy scepticism is no bad thing. If you are approaching or already in retirement and someone has put one of these opportunities in front of you, this episode is for you.

🎙️ Full podcast episode and 📖 Blog: www.informeddecisions.ie/post/zombie-funds-private-markets-ireland

📊 Want to check where you are? Try our free 5-minute Retirement Readiness Scorecard: https://www.informeddecisions.ie/pension-calculator

📅 Find out how we work: https://www.informeddecisions.ie

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