The noun Faff has been defined by the Oxford Dictionary as 'A great deal of ineffectual activity'.......most financial plans are absolute faff!So there, I said it! I said it, and the fact of the matter is that it is pretty true. Any plan worth it's salt with regards to pretty much anything will be mostly faff, in hindsight. Bear with me and we'll explain!(You can read the full blog here)We really want to thank Carl Richards for writing the book 'Behavior Gap' which I have re-read (again!) recently. This book looks at how to help people stop doing silly things with their money. It also inspired my thinking for this episode, about Financial Plans, and how seldom they see the light of day!in this episode you will get an insight into:How Do I Create A Financial Plan?What is A Financial Plan?Why Do I Need A Financial Plan?Why DO Financial Plans Go Off Course?Among others!Thanks for listening...Paddy DelaneyQFA | RPA | APA | Qualified Coach