Investing for Retirement?Welcome to Ireland's #1 Personal Finance Blog and Podcast, with me Paddy Delaney! This week we explore an important topic for many, and that is managing our income when we leave full-time employment. When we enter 'Life 2' we are switching from accumulation to spending, which is a big shift for many people to take.I hope this piece offers some insights that will help you.In this article I aim to answer the following questions that I frequently hear in working with clients who are in this stage, and for many are a cause of concern, until answered:

• How much can I safely take from my Approved Retirement Fund?
• Should I be flexible about how much I take from my Approved Retirement Fund (ARF)?
• Should I invest in Bonds in order to avoid volatility
• Investing for retirement?

If you feel you need a trusted and professional independent advisor please check out Work With Paddy page to see if we may be a good fit for you.You might also find our recent Multi-Asset Funds analysis of interest. You can read it here.Paddy Delaney - Informed Decisions