Informed Decisions are one of Ireland’s only remaining independent financial advice firms. We specialise in retirement & investment planning for successful individuals, so that our clients only have to retire once.
Retire successfully with Informed Decisions.
October 20, 2025
In this week's podcast, I talk about investing your pension at 50.
Turning 50 is a wake-up call for your pension.
It’s not about panic - it’s about planning smart.
Here’s what matters most:
Key Points:
• At 50, your goals shift — you’re closer to retirement, but growth still counts.
• Review your pension funds now: what’s in equities, bonds, or cash?
• Rebalance gradually.
• Diversify — global funds, low costs, and no guesswork.
• Check old company pensions. Consolidate only if it saves on fees or boosts control.
• Understand your tax position — up to 25% tax-free lump sum (max €200k).
• Know your retirement routes: ARF for flexibility, annuity for certainty.
• Independent financial planning helps avoid big mistakes — and stress!
I hope it helps.
The content of this site including blogs and podcasts is for information purposes only. Everybody’s financial situation is different and the content we share on our site and through podcasts may not be applicable to you.
The articles, blogs and podcasts are not investment advice. They do not take account of your individual circumstances, including your knowledge and experience and attitude to risk. Informed Decisions can’t be held responsible for the consequences if you pursue a course of action based on the information we share
Informed Decisions are one of Ireland’s only remaining independent financial advice firms. We specialise in retirement & investment planning for successful individuals, so that our clients only have to retire once.
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