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The Silent Thief: What Inflation Is Doing to Your Cash Savings in Ireland

March 16, 2026

Paddy Delaney

In this week's episode, I welcome Aaron to the podcast before diving into a timely topic for Irish savers and investors: how inflation quietly erodes cash savings over time.

I look at why holding too much cash can damage long term purchasing power, why fear often keeps people on the sidelines, and why a diversified, low cost investment approach has historically offered a stronger path for long term wealth.

Key points:
• Inflation reduces the real value of cash, even when your account balance stays the same
• Too much money on deposit can weaken long term wealth and legacy outcomes
• A diversified global portfolio has historically rewarded patient investors despite short term volatility

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The content of this site including blogs and podcasts is for information purposes only. Everybody’s financial situation is different and the content we share on our site and through podcasts may not be applicable to you. 

The articles, blogs and podcasts are not investment advice. They do not take account of your individual circumstances, including your knowledge and experience and attitude to risk. Informed Decisions can’t be held responsible for the consequences if you pursue a course of action based on the information we share

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