
Informed Decisions are one of Ireland’s only remaining independent financial advice firms. We specialise in retirement & investment planning for successful individuals, so that our clients only have to retire once.
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March 16, 2026

In this week's episode, I welcome Aaron to the podcast before diving into a timely topic for Irish savers and investors: how inflation quietly erodes cash savings over time.
I look at why holding too much cash can damage long term purchasing power, why fear often keeps people on the sidelines, and why a diversified, low cost investment approach has historically offered a stronger path for long term wealth.
Key points:
• Inflation reduces the real value of cash, even when your account balance stays the same
• Too much money on deposit can weaken long term wealth and legacy outcomes
• A diversified global portfolio has historically rewarded patient investors despite short term volatility
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Informed Decisions are one of Ireland’s only remaining independent financial advice firms. We specialise in retirement & investment planning for successful individuals, so that our clients only have to retire once.