Call today 041 988 8043 Email
client login

Podcast99: When Simplicity Rewards Investors

informed decisions blog

Podcast99: When Simplicity Rewards Investors

6th August 2018

Paddy Delaney


In a meeting last week I was asked why my philosophy toward successful long term investing was so simplistic and boring. I was delighted! For context the people I was working with had understood me to have been in the financial planning profession for 13 years (correct) and that I was a ‘finance expert’ (marginally correct!). Based on these two bits of information they had concluded that I would have a very complex, very elaborate, and dare I say it, very confusing approach when it comes to investing. This is what most of us have been conditioned to believe. That is most likely as a result of the unnecessarily complex products and layers that are rife in the Financial Services Industry.

When I explained my (very non-complex) belief on how one can achieve long term success they essentially scoffed at it, as if disappointed that I had not unleased a bout of verbal financial terminology and nonsense on them! It really got me thinking, it challenged me, and for that I am so grateful. As a result of that interaction this week I am sharing a short (true) story about long term results when one investor took a complex approach and when another took a very very simplistic and boring approach….and let you decide which might work best!

Welcome back to Ireland’s only dedicated and non-smoke&mirrors Blog and Podcast on a mission to help people make better decisions and ultimately to live the life that they want to live. All we ask in return is that you tell a friend and if you are feeling really enthused that you drop me a mail to say Hi, offer feedback that could help us improve this site, or indeed ask a question!

your next steps

What best describes you?

Business Owners

We understand that running a business AND prioritising your own personal wealth is not as easy as it sounds. We help business owners to put strategies in place to maximise their personal wealth through tax efficient planning, exit strategy or business sale.

find out more

Preparing For Retirement

The 5 years before retirement are critical to successfully ‘graduating’ from full-time employment. We help people to arrange their assets in the optimum way, ensure they are benefiting from all the opportunities available to them in this key phase of life.

find out more

Already Retired

Because many people in this phase of life which we speak to, want to ensure they maximise the resources they have, that is what we do. We help them remove concern so that they can go about enjoying life. You may have one eye on providing for loved-ones but the priority must first be you!

find out more