Hi All,In this episode we empathise whole-heartedly, then delve and explore the options available to the many many thousands of employees who have 'lost' their Defined Benefit Pension Schemes in recent times. All is not lost however!Most 'normal people' out there (with the exception of financial nerds & indeed yours truly until I started working in this area 12 years ago!) have no more interest in Defined Benefit and Defined Contribution schemes than the man on the moon! It's sort of like saying to your mate, 'you know, the price of beef in Kilkenny Mart today jumped from ?3.60 per kilo to ?4.05 per kilo in the space of an hour!!', not really that interesting or relevant to most of us, unless of course your mate is a beef farmer! If you know of anyone who is losing or has lost their DB scheme please do them a favour and pass this on.Thanks,Paddy DelaneyQFA | RPA | Coach