BlackRock Investment Managers conduct an annual piece of research (in the US) of around 30,000 individuals and get their sentiment and preparation for retirement. Obviously it is heavily slanted to the financial. One of the surprising things, for me at least, was that the #1 concern for the majority of respondents was not health or social interactions or purpose, it was ‘running out of money’.

I guess running out of money in retirement does bring up all sorts of miserable and unfortunate images in our minds, and that is probably enough of a motivation for us to want to do something about it! Sequence risk is something that can result in us running out of money, and which we covered in a little detail last week, and this week we aim to share some ideas in how to minimise the impact of that very occurrence.

Welcome back to Ireland’s double-award winning Blog & Podcast. On a mission to share ideas which will help you both now and into the future. The biggest compliment you can pay us is to tell a friend about us and/or drop me an email here with any ideas, suggestions or feedback.

Thanks,

Paddy Delaney

QFA | RPA | APA | Executive Coach