We are not talking about death here today, but we will be looking at a thing called Sequence Risk which in my book is one of the most unknown and under-rated influences on your income in retirement. I would go so far as to say that it can have much more of an influence on your retirement lifestyle than the amount that you actually have at the beginning of your graduation out of full-time employment.

Plain and simple this is one of the biggest factors affecting people’s incomes in retirement. Essentially this is the very real risk of the order of investment returns you achieve being unfavourable. We will show you how big an impact this has on a portfolio, why you should know about it and begin to explain the very real impact it can have on the legacy that you leave your loved-ones.

Welcome to Ireland’s only dedicated and straight-talking personal finance and financial planning Blog. We are on a long term mission to share ideas and raise awareness about topics that impact us all and which will hopefully be a positive benefit for you into the future. Please drop me a mail here with any ideas, suggestions or feedback which would help make this resource as useful as possible.

Thanks for listening,

Paddy Delaney

QFA | RPA | APA | Qualified Coach